Check if you're eligible

Pick a car from our stocklist and click on the free finance check.

Find a Car

Will I Be Accepted For Car Finance?

We understand that some people want to check the likelihood of being accepted for car finance before applying which is why we provide a car finance checker for free.

Here at Motor City Plymouth, we've partnered with Once you've found a car you like, you can click to get a free car finance eligibility check. You'll be redirected to where you will be asked to provide some personal information, including:

  • Name
  • Contact Information
  • Date of Birth
  • Marital Status
  • Address History (at least 3 years)
  • Employment History (at least 3 years)

The check only takes a few minutes and won't affect your credit score because it only performs a soft search (with credit reference agency Equifax) which can't be seen be lenders. This search analyses your information to help predict the likely lending verdict from our selection of finance partners.

Based on the car you've chosen, your preferred deposit and agreement duration, the check will return several car finance quotes. Each quote will show the type of finance agreement, the monthly payment and the likelihood of being accepted by that lender: either High, Medium or Low.

Even if most of your results are 'Low', we can contact specliast brokers to arrange finance for customers with poor credit scores. If this happens to you and you still want a car on finance, call us on 01752 686233.

Click the video to watch how the process works.

Top Tip!

Before applying for car finance, it's advantageous to know the different checks performed by the finance company so you can have the best chance of being accepted.

Car Finance Checks