Check your credit rating

Hoping to finance your next used car with affordable monthly payments but not sure if you’ll be accepted? Look no further! Here at Motor City Plymouth, we work closely with leading car finance lenders so we can offer our customers more competitive rates than other dealers in the South West of England.

You can even find out the likelihood of being accepted for finance on a used car from Motorcity Plymouth. The check takes just minutes, it won’t affect your credit rating and it’s absolutely FREE!

In conjunction with, we return a range of finance offers relevant to your chosen used car based on Motor City Plymouth’s panel of trusted lenders.

Our various finance partners will look at your application for car finance differently, and this may reflect the rates they can offer you on your next used car. The more creditworthy you are deemed to be by the lender, the lower the rate you will be offered. Some of our lenders are happy to consider applicants that have a ‘poor’ credit rating or have little credit history, but they may charge more. uses a sophisticated credit decisioning engine which predicts the likely lending verdict from each of our finance providers. By using a 'quotation search' to analyse your data, lenders cannot see this, so your credit rating is not impaired. Every lender uses several factors to make a decision, including:

  • Vehicle information
  • Details of your finance requirements
  • Your personal circumstances
  • Information from your credit file

What are you waiting for? Browse over 100 quality used cars at Motor City Plymouth and click ‘Free Finance Check’ to discover how likely you are to be accepted for car finance. It’s absolutely FREE - plus get the results instantly!

Join the 1.3 million motorists who finance their used car each year – you could even drive away today and pay absolutely nothing for two months!

View our used cars