Automatic Car Finance in Plymouth

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Looking for automatic cars on finance in Plymouth? At Motor City Plymouth, we make it easy to get the car you want with simple, flexible automatic car finance options. Whether you are buying your first automatic or upgrading to something newer, we offer competitive deals, quick decisions, and a friendly team ready to help.

We have a great range of automatic cars in stock, all carefully checked and ready to drive away. If you want to know more about the benefits of automatics, you can also learn more about the benefits of automatic cars on our main page.

Finance Options Explained

Choosing the right finance plan helps you spread the cost and stay in control of your budget. At Motor City Plymouth, we offer two popular ways to finance automatic cars: Hire Purchase (HP) and Personal Contract Purchase (PCP). Both are easy to understand and work well for different needs.

Hire Purchase (HP)

Hire Purchase is one of the simplest ways to get an automatic car on finance.

With HP, you:

  • Pay a deposit (if you choose to)
  • Make fixed monthly payments
  • Own the car at the end

It's straightforward. Once the last payment is made, the car is yours. This makes HP a good choice if you want to keep your automatic car long-term and avoid mileage limits.

Personal Contract Purchase (PCP)

PCP gives you lower monthly payments compared to HP because part of the cost is left until the end.

With PCP, you:

  • Pay a deposit (optional)
  • Make monthly payments
  • Decide at the end if you want to keep the car, return it, or part-exchange it

There is a larger final payment (often called a "balloon payment") if you choose to keep the car. PCP can be helpful if you like to change your car every few years or want more flexibility.

What's the difference?

  • HP: Higher monthly payments, but you own the car at the end.
  • PCP: Lower monthly payments, but you choose what to do with the car at the end.

Both options allow you to enjoy automatic car finance in a simple and budget-friendly way. Our team will help you pick the best option for your needs.

Why Choose Finance for Your Automatic Car?

Financing your next car is a smart way to spread the cost and keep your monthly budget manageable. Instead of paying a large amount upfront, you can enjoy affordable monthly payments that suit your lifestyle.

With automatic car finance, you can:

  • Spread the cost over a set period
  • Keep cash aside for other expenses
  • Drive away sooner
  • Choose from a wider range of cars
  • Upgrade more easily in the future

Automatic cars are becoming more popular across the UK, and we have plenty to choose from. Whether you're after a small city car or a larger family model, we can help you find the right fit. You can also browse our used automatic car stock to see what's available today.

Our Competitive Finance Rates

We offer great value on all our finance packages, including 8.9% APR representative. APR means "Annual Percentage Rate," which is the total cost of borrowing over a year.

At Motor City Plymouth, we keep everything simple and transparent. There are no hidden fees, and we offer low-rate finance options to help keep your payments affordable. Apply for finance today!

Every plan is tailored to your budget, helping you enjoy your next automatic vehicle with confidence.

Representative Example:

Based on a 2017 MERCEDES-BENZ A CLASS DIESEL HATCHBACK A200d AMG Line Premium 5dr Auto on Hire Purchase. Cash Price £14,999.00. Total Deposit £2,999.00. Total Amount of Credit £12,000.00. First Payment of £246.52, Followed by 58 Payments of £246.52, with a Final Payment of £247.52. Duration of Agreement is 60 Months. Option to Purchase Fee £1.00. Fees are included in the payments shown. Interest Charges of £2,791.20. Total Amount Payable £17,791.20. Annual Fixed Interest Rate of 4.65%. Representative APR 8.9%.

Getting Started with Motor City Plymouth

Applying for automatic cars on finance is quick and easy. Our friendly finance team is here to guide you at every step. You can start your application online or speak to us in person - whichever suits you best.

We have a wide selection of automatic cars ready to view, all supplied with:

  • Free 3-month warranty
  • Free 12-month MOT
  • Free MOTs for life (with a service)
  • Free puncture repairs for life

Conclusion

At Motor City Plymouth, we make automatic car finance easy, affordable, and stress-free. With flexible plans, great rates, and plenty of automatic cars to choose from, you can drive away with confidence.

Get in touch with our finance team today to start your journey or browse our automatic car stock to find your next car.