Car Finance in Devon | 10.9% Representative APR

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Finding the right vehicle is much easier when you have straightforward funding options to back you up. At Motor City Plymouth, we believe that securing car finance in Devon should be a completely stress-free experience. Our friendly, experienced team works with a wide range of buyers and financial circumstances, ensuring you receive a reassuring, no-pressure service from start to finish. We can offer a competitive Representative APR from 10.9%, and all finance is subject to status.

Getting to us is incredibly simple, no matter where you are starting your journey. Our dealership sits just off the A38 Devon Expressway at the Deep Lane junction in Plympton. The A38 acts as the main spine connecting much of the county, meaning we are well-placed for customers travelling from all corners of Devon. Whether you are driving from nearby towns or taking the short trip from further afield, you will find our accessible location highly convenient.

Your Car Finance Deals in Devon — Explained Plainly

We want to help you find the right agreement for your budget without any confusing jargon. Here is a plain English guide to the three flexible options we offer to help you secure the best car finance deals in Devon:

PCP Finance Devon

Personal Contract Purchase - or PCP finance - is a flexible way to finance a car that typically comes with lower monthly payments. You put down a deposit, pay fixed monthly instalments, and at the end of the agreement you have a choice: make a final payment to own the car outright, trade it in for a new model, or simply hand the keys back. It's easy to see why PCP car finance is a popular choice among Devon drivers who want to keep their options open.

Hire Purchase

Hire Purchase is a straightforward, traditional way to finance your next vehicle. You pay an initial deposit followed by fixed monthly instalments over an agreed term. At the end of the agreement, a small option-to-purchase fee is required to transfer ownership of the car to you.

Conditional Sale

Conditional Sale works in much the same way - a deposit, fixed monthly instalments, and full ownership at the end. The key difference is that ownership transfers to you automatically once your final payment is made, with no additional fee required.

Why Drivers Across Devon Choose Motor City Plymouth

While there are plenty of local dealerships closer to home, choosing to look a little further for your next car really makes sense. Motor City Plymouth is approximately one hour away from many parts of the county, but our unbeatable value and customer care make the drive completely worthwhile.

Here is what makes our complete package stand out:

• Total Peace of Mind: Every single vehicle is HPI clear and passes a rigorous 69-point safety check and service before handover.
• Worry-Free Motoring: A 3-month warranty and a full 12-month MOT are included with every car. You can read more about our standard coverage on our dedicated warranty information page.
• Free MOTs for Life: We help you keep your long-term running costs down by offering free MOTs for life (T&Cs apply).
• Fantastic Choice: We stock around 100 high-quality vehicles across 19 different marques, and roughly half of our stock consists of automatic models.
• Simple Part Exchange: We welcome your current vehicle as part exchange, allowing you to use its value directly as a deposit. Find out how much your car is worth on our part-exchange page.
• Trusted Reputation: We pride ourselves on our transparent service, and you can read our genuine customer reviews on our testimonials page before you visit.

Browse Used Cars Across 19 Marques

If you are looking for excellent value, we invite you to explore our high-quality selection of used cars. We specialise in reliable petrol and diesel vehicles. Our typical stock profile consists of vehicles registered between 2016 and 2020, with reliable mileages ranging from 40,000 to 75,000 miles.

Our diverse range includes a strong choice of spacious SUVs and practical crossovers, which sit alongside comfortable hatchbacks and saloons. Prices start from £6,999, with the majority of our stock sitting in the affordable £10,000 to £20,000 bracket. Whether you want to view our full selection or look for specific options, we have the ideal vehicle for your needs. To start your journey today, click the Apply for Finance button at the top of this page to view our flexible funding options. You can also view our full stock list by visiting our used cars page.

Frequently Asked Questions